As an international property investor, getting finance for your property investment can be quite complex but can be done provided you have the right advice and know-how on your side.

Why finance property?

Finding the perfect investment property is just the tip of the iceberg in the property buying process. While we strongly advise against paying cash for a property investment, there are numerous finance options available to investors that offer significant advantages, whether you’re looking to migrate to Australia or diversify your funds.

Apart from significant tax benefits, financing Australian properties allows non-residents to build up a credit rating in Australia before they migrate. No matter how good your current credit rating is, it does not follow you into Australia and, contrary to popular belief, opening an Australian bank account prior to relocating will not give you a credit rating. Establishing an Australian credit rating before migrating is important because, without one, you will have difficulty qualifying for a loan.

What do we do?

Financing is not a ‘one-size-fits-all’ approach and before making any decisions, you should consult with an Australian property finance specialist to ensure that you choose the right option to suit your personal circumstances. PR Australian Properties’ strategic finance partners will guide you through the financing process to identify the best option for your needs.  Our on-going commitment to our customers ensures that you are kept informed every step of the way and beyond, keeping you updated on interest rate changes and other factors which will have a direct effect on your investment in Australia.

What do I need to apply for finance?

In order to apply for finance on Australian property, you will need to provide three things:


  • Proof of identity
  • Proof of deposit
  • Proof of income in your country

Got that?

Great, now the hard part. Since 2015 the Big 5 banks have all but pulled out of lending to offshore buyers but there are still lenders that will take applications. Now more than ever it is vital that you do not try to do this yourself as you will fail. Interest rates are at an all time low which is a benefit.

  • ·        What is the likelihood of obtaining finance?
  • ·        Which lender and which loan product will give you the most competitive rates?
  • ·        What facilities will you need now and in the future?
  • ·        Will you be able to borrow if you are selfemployed? 
  • ·        Remove the words will I be able to upstamp
  • ·        What is in the fine print?



we will help you understand it all and put you in touch with the right people, offering the right loan, for the right reasons.